Actively Managed Funds Should be a Part of Any Investor’s Portfolio

While Warren Buffett has long argued that investors should have their money in a low-fee, passively managed S&P 500 mutual fund, that advice isn’t always the best industry expert Tim Armour has argued. Tim Armour agrees that keeping fees low is vital to earning good returns and he also agrees with Warren Buffett that people need to get invested and then stay invested as trying to time the market is a fool’s errand. However, Tim Armour says that investing in actively managed funds should be a part of investor’s portfolios and more information click here.

This doesn’t apply to all actively managed funds as even Tim Armour agrees. Many of them have onerous fees that eat up too large of the fund’s returns. Some also have managers that trade far too often which also reduces returns. These caveats don’t apply to all active funds, however. The key, according to Tim Armour is to find low-fee actively managed funds which keep trading volumes reasonable. The other key is to locate a fund which has the fund managers money in it. Fund managers are much more apt to be careful and earn good returns when they have their own personal stake in it and learn more about Timothy.

Another argument that Tim Armour has is that passive funds are not as safe as people surmise. As there is no active management when the markets enter bear territory there is nobody at the helm trying to mitigate losses. As an active fund manager himself, Tim Armour manages his mutual funds so that losses are mitigated by shifting money to bonds at opportune times. His advice is to, “find active managers who earn their keep” who will maximize returns during good times while limiting losses during bad times and Tim’s lacrosse camp.

Tim Armour is the CEO and Chairman of the Los Angeles-based investing company Capital Group. After he graduated from Middlebury College with a degree in economics he joined Capital Group in their The Associates Program. He gradually worked his way up at this company until today he is its top executive. He became Chairman in 2015 when the former Chairman, Jim Rothenberg, unexpectedly died and what Timothy knows.

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How Julie Zuckerberg Helps Companies Get the Talent That They Need

Julie Zuckerberg is an executive recruiter. She currently works for the Deutsche Bank but she has worked for several other high profile banks in the past. She has made a name for herself in the banking industry and the recruiting industry because of the methods that she uses. Not only does she use the strategies that other recruiters have come up with but she also uses her own strategies. While most other recruiters are focused on helping people in ways that have been tested and used often, Julie knows that it is important to be innovative in the world of executive banking.


Since Julie was in college, she had planned on working in the executive banking field. She also knew that she wanted to make an impact on the field so she did everything that she could to ensure that she would be successful. From taking courses in school to working long hours, Julie has dedicated herself to being the best that she can be in the banking world. Despite the fact that she is one of the only female recruiters in terms of major banks, she has done exceptionally better than most men who are in the position.


Starting out where she interned, at Hudson, Julie was able to feel comfortable with herself and the career she had chosen from the first hour that she worked as a professional. Since she had interned as a recruiter with Hudson, she knew the ins and outs of the company. She knew what they were looking for, how they hired people and exactly what they expected from all of their recruiters when looking for people to hire. This is what, ultimately, set Julie up to be one of the best recruiters and to be able to get exactly what she needed out of the people who she was hiring.


Even though Julie was very successful in the banking industry, she knew that her career would be hard to progress if she didn’t try something new. Since it was relatively similar to the banking world, Julie chose to work as an executive recruiter for the New York Life Insurance Company. While she performed well there and hired many great executives who are still working with the company, she found that it was not the perfect fit for her. She decided that a move back to the banking industry would be best for her.


The decision to go back to bank recruiting ended up being a positive one for Julie Zuckerberg. She was able to get a position with the Deutsche Bank and began working as a recruiter with them. There, she learned the right way to use the strategies that others had created. The Deutsche Bank also gave Julie the chance to work on her own terms and she developer her own strategies. This development process is one of the easiest ways that Zuckerberg is able to find the best recruits for the executive branch of the banking world in New York City.

Sweetgreen: Feeding More People Better Food

Sweetgreen just might be the fastest growing restaurant company in the United States today. Co-founders Nicolas Jammet, Nathaniel Ru, and Jonathan Neman are setting a new precedence for how a fast casual restaurant chain should be run. If you are interested in started a restaurant from scratch I would strongly recommend following in the footsteps of these young entrepreneurs. Learn more:


The three friends came up with the idea for Sweetgreen wile in their senior year of college kind of out of necessity. The trio loved to eat healthy but had trouble finding healthy fast food restaurants in the area. Then Eureka, Sweetgreen was born.


Even more impressive than the three coming together to create the high end salad chain, was their ability to attract big-name investors like Steve Case, Danny Meyer, and Daniel Boulud. Sweetgreen is more than just a place you can eat a healthy meal though. Sweetgreen is an undeniable brand that stands for something. Nathaniel Ru says the plan was always for Sweetgreen to become more than a restaurant. Learn more:


The co-CEOs are changing the way people think about the food industry. They are slowly but surely making traditional chains come to the decision of adapting to the new way or getting left behind. Part of what makes Sweetgreen so innovative is its technological DNA. Close to a third of all of Sweetgreen transactions are made through its website or mobile app.


The Young entrepreneurs unique approach to management strategy helps them stay close to the customers they serve. Sweetgreen doesn’t even have a main headquarters, which is basically unheard of in the industry for a company of its magnitude. It serves 40 locations nationwide.


Sweetgreen is a pioneer in the American fast food industry. It has come a long way in just ten years since the first restaurant opened.


About Nathaniel Ru


Nathaniel Ru is the co-founder of Sweetgreen, a legacy restaurant company. He founded the restaurant with two friends while all were still students at Georgetown University. Ru knew that he and his fellow co-founders wanted Sweetgreen to be more than just a salad bar. They wanted to create a lifestyle brand that people would flock to.


The Car is as Good as New at Beverly Hills Auto

The benefits of buying a used BMW is that you can enjoy the luxurious car for less money. At Beverly Hills Auto, buying a used BMW is simple and there are no hidden charges or fees. Beverly Hills Auto also offers advanced safety features and warranties. Safety features in a used luxury car give the driver more benefits than a new regular car. Aside from that, Beverly Hills Auto also issues outstanding warranties for the vehicle.

When shopping for a used BMW at Beverly Hills Auto, here are some popular models. The first model is the BMW 3 Series which has excellent fuel economy and strong performance. The second model is the BMW 5 Series which runs cheap and it is one of the more classier models. The last model, I would like to recommend, is the BMW Z4 because it has strong engines and it is fun to drive.

An Insight Into The OSI Group

Formerly known as OSI Industries, OSI group is a World-Class leader in meat and other protein foods processing. Based in Aurora, Illinois, the company has been in operation for a span of over a century and is still going strong.

Sheldon Lavin is the current CEO of the trendsetting company which currently has 20000 employees under its care. The establishment mainly deals in value adding to protein based foods. As a matter of fact, it was the very first distributor to McDonald’s franchise. And since 1909 the quality of service offered by the company has rarely been matched.

OSI Group has been ranked as one of the top 100 companies in the USA dealing with food production. In 2016, the company found its way to an issue of the prestigious Forbes Magazine which mentioned it as one of the largest private held businesses in the USA. The fact that OSI Group holds contracts with the world’s most major retail food chains is proof enough of how good the company is. Subway and Pizza Hut are some of the loyal clients here.

Over the course of time, OSI Group has garnered an impressive collection of awards, the 2016 Globe of Honor being the most valuable one yet. 65 facilities scattered all over the face of the World ensures that the effective services offered by the company reach a broad range of businesses. Customer service is key to maintaining a good flow of clients, and this company boasts of perfect ratings and reviews from former clients.

Being the best in the game, OSI Group partners with smaller companies all over the World. It is expanding like a bush fire. Recently, the company has been able to purchase a couple of enterprises in a bid for expansion. Baho Foods, Flagship Europe and the Tyson Food Plant are some of the companies that recently fell under new management. This company is well on its way to being one of the largest food processing companies globally.

Alexandre Gama And How He Came To Found And Run Neogama

Being in the marketing and advertising industry is one of the most sought after careers in Brazil due to both the popularity of commercial actors and actresses, and the lucrative gains it entails. Alexandre Gama is no exception to the rules as the founder and executive Chairman of Neogama. Neogama is a highly prestigious advertising agency that publishes ads for a number of high profile clients, and has been named as one of the top 20 agencies in the nation. Gama has come a long way to bring his company to the top.

Alexandre Gama started out at Standard Ogilvy & Mather once he completed his formal training at Armando Alvares Penteado. He first focused on copywriting and actually achieved an award in that field while working for the famous DM9 agency in 1990. Over the years he started moving into the executive wings of advertising which culminated with his rise to CEO of Young & Rubicam, one of the world’s most famous global marketing firms. He was CEO for three years before deciding to start his own advertising company.

In addition to the work he’s done with Neogama, Alexandre Gama is involved with several non-profits across Brazil and Europe including D&AD Foundation based in the UK. On this group Gama sat as a judge on a committee for an advertising competition. He’s also been a representative for Latin American music at the French Cannes Festival. One of his most recent awards at this festival was the Golden Lion in 2015.


The Citizens End To Special Inters Groups

Since March of 2015, a group named End Citizens United marked the dawn of a new era. With so much corruption taking place in Washington, the group felt empowered to take a stand. Moreover, the group sought to mobilize the American people with their initiative. According to most people, the outpour of support has remained praiseworthy. Not only did the organization mobilize the American people, they empowered the Democratic Party’s base. The reason behind all of this uproar stems from certain proceedings mandated by The Supreme Court. In particular, this included The Supreme Court’s 2010 decision regarding Citizens United v. F.E.C.


Due to such a decision, the organization feels as though it remains unfair. For those unaware, the decision totally altered the scope of conducting elections in America. In the aftermath of the ruling, special interest groups possessed the ability to spend as much money as they wanted during elections. Not only did the ruling give these special interest groups the ability to spend as much money as they needed, it also gave them the ability to spend it without being traced. Therefore, the money could come from anywhere. Also, the special interest groups remain free from accountability.


In addition, many of these special interest groups remain large corporations and billionaires. These groups use their wealth to influence the government. As a result, the End Citizens United became established. To be exact, March 1st, 2015 officially marked the start of their movement. Moreover, grassroots donors primarily fund them. Moreover, the organization remains committed to reversing the ruling. Also, they wish to reform the way candidates finance their elections. The main targets of the organization includes officials, voters, and candidates attempting to sway the results of elections. In addition, the organization increasingly pressured lawmakers to take action.


The mission of the organization includes combating heavy spending in politics and dismantling the polluted political system. They plan on doing this by putting worthy politicians in office. The politicians recommended by the organization will champion campaign finance reform and pass effective state ballot measures. In addition, they will work tirelessly for overturning The Supreme Court’s ruling. Therefore, it would end such monolithic spending in elections. Some of the few key areas of End Citizens United include selecting an adequate candidate, raising awareness, using the grassroots membership to showcase the political power of citizens, and things of that nature.


In fact, the organization dismantled a century’s worth of unfair laws and ultimately reduced the amount of immorality in our electoral system. As a result of the movement, they have garnered millions of dollars along with a long list of grassroots donors. In addition, the organization ushered in a new era of grassroots organizations.


Mike Heiligenstein, The Director of CTRMA

Mike Heiligenstein is an infrastructure expert. He is often called to tale about infrastructure, in various forums, within and beyond Texas. His genius approaches for solving infrastructural issues have benefited the people of Texas in so many ways.

For many years he worked for Williamson County and the county without a doubt improved its waste water management, water management and transportation improved during his time in public service. He gave his eight years to the people of Williamson County serving as a member of the Round Rock county council. He also dedicated 15 years to serving the people of the same county as a county commissioner.

Today Mike Heiligenstein continues to serve the people of Texas, working as the director if Central Texas Regional Mobility Authority. He coordinates a team of 24 staff members, coming up with solutions for the mobility authority. He supervises day to day activities of the agency.


According to Biz Journals, the Central Texas Regional Mobility Authority was formed in the year 2003. This independent government agency was formed following the state law passage. The mobility authority operates under the Texas Transportation Code Chapter 37. CTRMA has been given condemnation rights. But, they do not have taxation authority.

CTRMA is governed by a board of members. The board has 7 members, one being the chairman. The chairman is elected by Texas’ Governor while the other 6 members are elected by Travis and Williamson counties’ commissioner courts.

Each of the counties appoints three members to represent them. The board in turn appoints the director of the mobility authority. Currently, the board is chaired by 6 Caucasian men and an African-American woman. Learn more about Mike Heiligenstein:

Since CTRMA was created, they have developed brilliant strategies to decongest roads in Texas. The mobility authority has grown from having no projects underway to constructing a number of toll roads and constructing lanes to expand already existing roads. The agency has also come up with an app that helps to sensitize people on the best times to travel.

They also have an app, CARMA which helps to connect drives with the same commutes. The two apps have helped to ensure that locals contribute to decongestion in their roads.

CTRMA today boasts of a Highway Emergency Response Operator that helps to clear the way so as to get traffic flowing. This is by coming to the help of stranded motorists, evacuating disabled cars and even clearing debris.

Social Media Marketing

Do you want to take your life to a new level in business? If you do, there are a lot of people who are doing a great job in the industry. Sam Tabar is a social media marketing expert who is helping people get to the next level with their customers. If marketing is something that you struggle with, he is a great person to work with. Read more about him here: Sam Tabar: A Shining Financial and Legal Mind

He has the technical knowledge and experience that you need to make a positive impact in the growth of your business. Over time, he has proven just how much he knows about the overall industry. Learn more about Sam Tabar:

With that being said, now is the time to start building your business for future growth. You cannot just sit back and hope that your sales start to reach the levels that you want them to without hard work.

Social Media

One of the biggest changes in technology over the past decade is social media. A lot of people are excited about all of the changes that are starting to take place in their life and business. If you want to take the next step, working with him is a great choice.

He can give you recommendations on areas in your business to invest in to drive growth and change in the future. Not only that, but he is really excited about some of the other things that he is working on right now. If you want to learn form someone who is changing the industry, Sam Tabar is the person to go to.

Overall, working with people who have experience in your field is one of the best things you can do for yourself in your career. Sam Tabar is that person who has the experience that you need to build wealth over time within your business through better marketing and customer outreach.

The Success of Amphivena Therapeutics with JeanMarie Guenot


JeanMarie Guenot features an extensive portfolio with over two decades of experience. She has been in both the biotechnology and pharmaceutical sectors for a substantial period of time in which she has acquired relevant expertise. JeanMarie received her Ph.D. degree from the University of California in addition to a Wharton School’s MBA degree. Guenot has experiences in many fields as she has served in both private and public sectors. Noticeably, she has offered her expertise in various corporate, venture capital, alliance management, project management and pharmaceutical R & D activities.


Jean Marie has worked with various organizations in different capacities of leadership. She previously served at Hoffmann-La Roche in Shanghai and Basel where she offered her advisory services. Additionally, Guenot is a businessperson and the founder of a startup firm known as SKS Ocular. At the startup company, she served in varied departments such as release and delivery of ocular drugs, inflammation of ocular, glaucoma, and macular degeneration. Guenot has been the recipient of numerous awards and recognitions. In 2005, for instance, the Bio Network Award awarded her for innovation.


Presently, Guenot offers her services to Amphivena Therapeutics, where she serves as the president. During her presidency tenure, the firm has experienced unprecedented growth in the sector. The company specializes in conducting research and developing approaches to combating blood cancer. The company was instituted in 2013 and is headquartered in California’s San Francisco. Amphivena Therapeutics was founded to facilitate healthy living of patients of cancer patients.


Since its inception, the facility has accomplished substantial objectives in developing reliable strategies towards the cancer menace. The firm, through the leadership of JeanMarie Guenot, has managed to develop various therapies, which have been targeted at destroying cancerous cells. Through the adept capabilities of the vigorous and passionate woman that Guenot is, the facility had assisted a large number of cancer patients, who would have otherwise not survived without proper care. Amphivena

Therapeutics has collaborated with Janssen Biotech, a partnership that was successfully negotiated by JeanMarie Guenot herself. Janssen Biotech acknowledged the pleasant achievements of Amphivena Therapeutics and released substantial payments to the enterprise. With the successful leadership of Guenot, there is a high likelihood that the corporation will continue growing and excelling in the industry.